Steward Your Money.
So It Can Support Your Life.
Money isn't the destination. It's a resource. When managed with intention, money creates options, reduces stress, supports your purpose, and helps fund the life you're intentionally designing.
At MYB Lifestyle, we believe financial freedom begins with financial stewardship.
Money Is a Tool.
Not Your Master.
Money should never control your decisions. It should support them. Without a plan, money often creates uncertainty.
With intentional stewardship, it becomes a tool for building security, serving others, creating opportunities, and funding the life you envision. Because the goal isn't simply to make more money. The goal is to use money wisely.
Related EpisodeWhy You're Afraid of Your Business Numbers (And How to Fix It), read it or watch the full episode.
Read or Watch the Episode →The MYB Method
Percentage-Based Allocation
We teach you to distribute money intentionally into categories that reflect the life you are building, not just the bills you need to pay.
Tools, systems, and day-to-day costs of keeping things running.
Your paycheck and what's set aside before the IRS ever asks.
Reserves and reinvestment, so growth isn't a guessing game.
The actual reason you're building this, the life it's meant to support.
Give your money a job description. Every time.
Make. Manage. Multiply.
Boss, we follow a simple, intentional progression. In this order. Every time.
Make
Design income intentionally to fund the life you are building. Not more hustle, the right action. The Income Focus Block Generator is the free tool I built to identify the ONE income-producing action that actually moves your business forward right now, and builds you a sequenced plan around it.
Manage
Allocate on a percentage basis so every dollar has a job and every life category gets funded. This is where the anxiety stops and the control begins, and it's exactly why this page walks through both sides of it: SoFi for your Personal Financials, and Relay for your Business Financials. Not sure where to start? and see your own numbers first.
Multiply
Scale and open additional income streams attached to a foundation that is already Aligned and Funded. This is where compound interest and income-producing assets do the work for you. Personally, I multiply through precious metals with 7K Metals, cryptocurrency, and investing directly inside my SoFi account, not just more effort, but effort that keeps paying you back long after you've stopped actively working for it.
What Does Your Business Need to Make?
Set the paycheck you actually want, adjust the percentages to fit how you manage money, and see exactly what your business needs to bring in to fund it.
Enter your desired monthly paycheck
$12,800.00
total revenue your business needs to bring in
Adjust the percentages below to match how you manage money, they must total 100%.
✓ Percentages total 100%
This calculator brings one piece of the 7 Steps to Freedom Course to life, Money Plan. The full course walks you through the entire path:
- 1.Clear Target
- 2.Money Plan
- 3.Game Plan
- 4.Goal Card
- 5.Your Hub
- 6.1K Members
- 7.Become the Best
The full course and the complete spreadsheet, where you enter your actual bills and expenses, are both waiting inside the Community, in the Courses section.
Why This Order
The Money Has a Path. Follow It.
Revenue lands in the business first. It gets organized and allocated there, taxes, operations, growth, before any of it becomes yours to manage personally.
Faithfulness with little prepares you to faithfully manage much.
That's why what follows goes Business Financials first, then Personal Financials, it's the actual direction the money travels, from your business to you, as Owner's Compensation, before it ever becomes personal money to manage.
Business Financials
Where Every Income Stream Lands
Your Business Financial Home
Every business deserves a financial system. One place where revenue flows in, gets organized, and is intentionally directed toward taxes, operating expenses, growth, payroll, and profit. A clear financial system creates clarity. Clarity creates confidence.
Purpose built for owners who do everything: payables that stay on track, receivables that keep cash flowing, and integrations with QuickBooks, Xero, and Gusto, one home base instead of a patchwork of tools.
110,000+
businesses served
$1B+
in managed deposits
$0
hidden fees
Affiliate Disclosure: As an affiliate of Relay I earn a commission from qualifying accounts opened through my link. This means if you click a link on this page and open an account, MYB Lifestyle Services LLC may receive a commission, at no additional cost to you. I only recommend tools I personally use and believe in.
Personal Financials
Where Owner's Compensation Goes Next
Your Personal Financial Home.
Boss, once your business pays you, that money needs its own home too. I personally use SoFi's Vaults to split my pay the moment it lands, savings, bills, debt payoff, giving, growth, travel, and yes, play, each with a place before it can disappear into "miscellaneous."
SoFi is an all-in-one personal finance app: checking, high-yield savings, and Vaults built right in, so allocation isn't a spreadsheet you have to remember to update.
Open Your SoFi Account →Affiliate Disclosure: As an affiliate of SoFi I earn a commission from qualifying accounts opened through my link. This means if you click a link on this page and open an account, MYB Lifestyle Services LLC may receive a commission, at no additional cost to you. I only recommend tools I personally use and believe in.
"Money is a wonderful servant.
But a terrible master."
Continue Your Financial Journey.
Financial stewardship is a lifelong practice. Explore the resources, books, and tools that will help you continue growing in wisdom, confidence, and financial freedom.
Seven Steps to Freedom
What Kind of Life Are You Funding?
This course lays the foundation for anyone starting an online business. It starts with what you actually want, the kind of life you're funding, then puts a real price tag on it, your target number, so you know exactly what you're working toward and why. That number gets broken into allocations from day one. Once you know what you want and what it costs, the course walks you into building the actual business, a hub-centric online business, that gets you there.
Take the Course →Profit First
This book is about being intentional with your cash flow. Separate your accounts so operating expenses, taxes, marketing, and investment all have a home and get accounted for, instead of living in one account and hoping there’s enough left over. Every business’s exact allocations look different depending on the type of business or industry, but the discipline of giving every dollar a job is the same.
Read It Inside the MYB Mastery Academy →